Not a nice scenario: run on Internet banks
There is an interesting article by Anna Lach in Bank (I read it through onet though), presenting a possibility of a run on Internet banks.
Note that probability of such event is very low currently: all Internet banks in Poland belong to strong financial groups, and Polish banking sector in general is healthy and boasts record profits.
However, the scenario in which people are able to withdraw their funds by doing a few clicks (instead of crowding in front of the branches) based on a rumor – and rumors can now circulate faster thanks to also Internet – is quite scary. Also, deposit accounts of Internet banks have usually very liberal conditions of withdrawing the funds before maturity.
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